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Among the many challenges of running a small business is getting a loan. Some entrepreneurs need outside financing to start or grow their businesses and cover day-to-day expenses including payroll and inventory. 1. Ask yourself, why do I need this loan? 2. Decide which loan is right for you 3. Determine the best type of small-business lender 4. Find out if you qualify 5. Now, gather your documents

Are you ready to start having kids, but worried your sperm count is too low? Semen is most likely to be fertile when it contains more than 15 million sperm per milliliter. That count can go down when your testicles get too hot, when you're stressed out, and when you have an STI that's interfering with sperm production. Luckily, there are many steps you can take to boost your count.

Wayege has launched a new house loan scheme offering more attractive terms to borrowers including a longer repayment period. The new product, titled 'Jijenge House Loan Scheme' is billed to offer solutions to challenges facing Tanzanians in building their residential houses. The Jijenge, a mortgage solution, expects to solve the house construction, purchasing or renovation in an environment under which it usually takes up to 10 years to put up a simple family house.

With insurance, you choose what you want to be protected against. Then your insurer calculates the risk that the events to be insured will happen and the insurance provider or insurer will determine the price you will need to pay (your premium). These are the three main steps. Choose a policy.  An insurance policy is a document that lists exactly what you are or aren’t protected against. For example, a travel insurance policy might say that it will cover your medical bills if you injure yourself abroad – but not if you were doing something dangerous, like skiing. Pay the premium.  The premium is the amount you pay each month or year (or sometimes just once) to have the insurance. The amount you pay depends on the risk and on the value of the events you’re insuring. For example, if you’re an inexperienced driver it’s more likely that you’ll have an accident, so your car insurance will cost more – and it’ll be even more if you drive an expensive car, because repairs will...

When it comes to whitening our teeth, we often believe we have to go to the store and purchase expensive but chemical laden teeth whitening strips and rinses. As it turns out, that may not be at all necessary. Try this simple, 2 ingredient teeth whitening recipe! You will need: Lemon juice from half an organic lemon 1/4 cup of baking soda Instructions: Squeeze the lemon juice into the baking soda. Then mix will bubble a bit. Allow it to sit. Dip a cotton ball into the baking soda mix and apply to your teeth. Let the mix stand on your teeth for about a minute. Brush your teeth as you normally would to remove the acid. If you let it sit indefinitely, it’ll start to erode your teeth.a